Telegram has always sought to be more than a chat app. Beyond instant chat, it lets companies and developers connect small applications for e-commerce, service delivery, and in-app payments. One of the most important characteristics of these small applications is their seamless payment capabilities, which lets users conduct purchases within Telegram. Developers and consumers must…

In today’s rapidly evolving digital economy, people rely heavily on a variety of payment methods, from credit cards to smartphone payments. In South Korea, cashing out small payments—also referred to as small payment cash conversion—is a payment method that is growing in popularity. This method is a simple approach to convert little, unused purchases into…